Free loft insulation grants in Scotland 2023

Your home may qualify for free loft insulation in Scotland if you claim specific benefits or tax credits. Installing loft and cavity wall insulation is the most effective way to reduce energy bills.

Loft Insulation in Scotland

Free Loft Insulation In Scotland

All insulation grants in Scotland must now be installed alongside a free heat pump and solar panels. Government grants for free loft insulation and cavity wall insulation in Scotland are accessible via the Energy Company Obligation (ECO) scheme. This is an environmental programme that aims to lower carbon emissions by making Scottish homes more energy-efficient.

The UK and Scottish governments have signed an international agreement that requires all included countries to lower their carbon footprint. Each government has annual targets to meet. Reduced energy waste at home helps to achieve these goals. Part of the plan is to make all homes in Scotland more energy-efficient. Insulating your walls and loft correctly means you spend less money on heating bills.

As part of the scheme, the government has told major energy companies like British Gas, EDF, and Scottish Power, etc. to put funding aside to help pay for the cost of installing the energy-saving measures. This is why the scheme is called the Energy Company Obligation. If your home is eligible for an ECO4 insulation grant the money comes from this funding. Although technically we all pay for it through increased energy bills.

More about ECO 4

ECO4 Scheme Eligibility Check​

Why should I insulate my loft or attic?

A significant portion, up to 60%, of the heat generated by your central heating system escapes through the walls and roof of your house, with approximately 35% escaping through exterior walls and an additional 25% through the attic and roof. Installing efficient loft insulation not only reduces energy bills but also helps maintain a consistently comfortable temperature within your home.

While your property likely already has some form of loft insulation, it’s essential to note that about two-thirds of homes in Scotland lack the recommended level, which is 270mm or 11 inches. Achieving this depth of loft insulation material is crucial for preventing substantial heat loss. It’s common for homeowners to assume their property has adequate loft insulation, only to realize they’re spending excessively on gas and electricity bills.

If your loft is improperly insulated, you could be losing 25% of the heat through your roof, making it challenging to sustain a comfortable living environment. Proper loft insulation ensures that the heat from your radiators stays within your rooms, preventing unnecessary heat loss.

Government loft insulation grants are available in Scotland for all homeowners, landlords, and private tenants who meet the specified criteria for funding.

Advantages of insulating your loft or attic

The main benefits of having loft insulation installed are:

  • Retains the heat generated within your home, preventing it from escaping through your roof.
  • Results in cost savings on your heating bills; loft insulation can potentially reduce heating expenses by up to £225 per year, with even greater savings for those off the gas grid.
  • Contributes to a reduction in carbon emissions.
  • Enhances home comfort by providing warmth in winter and a cooler environment in summer, offering the best of both seasons.
  • Elevates your home’s energy performance rating.
  • Minimizes condensation issues.
  • Loft insulation grants are provided as non-repayable funds.

What is loft insulation?

Loft insulation refers to insulating material placed between and over the joists in your attic or roof. It can also be utilized to insulate your loft hatch and any water tanks or pipes in the attic space.

Due to the natural tendency of heat to rise in your home and escape through the roof, insulating material impedes the quick passage of heat, trapping and effectively retaining it in your living area.

Installing insulation between and across the joists in your loft creates a protective, sealed area in your home that retains warmth for an extended period. This translates to lower heating costs, as there’s reduced reliance on your boiler or central heating when the heat remains in your rooms.

Several funding avenues are available to Scottish homeowners for energy efficiency enhancements. The Energy Savings Trust and Warmer Homes Scotland offer non-repayable loans for home insulation measures and renewable energy products like solar panels and air-source heat pumps. However, these programs entail a financial cost, whereas the ECO 4 scheme provides 100 home energy grants that do not require repayment.

Applying for a free loft insulation grant in Scotland is a simple process. Schedule an appointment with an authorized energy grant surveyor by providing your details in the insulation grant form. The surveyor will then contact you to arrange a loft insulation survey, checking if your insulation meets the recommended depth. If you have less than 100mm of insulation in your roof space, you may be eligible for a free loft insulation grant. The surveyor will assist you in completing the necessary forms and coordinate a date for fitting your loft insulation.